UP
UNION PACIFIC CORP (UNP)·Q1 2025 Earnings Summary
Executive Summary
- Q1 2025 results were broadly in line but slightly below consensus: revenue $6.027B (flat YoY), diluted EPS $2.70 (flat YoY), operating income $2.371B, operating ratio 60.7%; management highlighted a 90 bps OR headwind and ~$0.19 EPS headwind from fuel and leap year .
- Volumes rose 7% with robust core pricing; freight revenue excluding fuel surcharges grew 4%, while mix and lower fuel surcharge revenue offset gains, keeping total operating revenue flat .
- 2025 outlook affirmed: EPS growth consistent with achieving the 3-year CAGR target (high single to low double digit), pricing accretive to OR, capital plan $3.4B, share repurchases $4.0–$4.5B; CFO added other revenue run-rate guidance of ~$325M per quarter .
- Near-term narrative drivers: intermodal/tariff volatility, coal demand strength tied to natural gas prices, and mix normalization; management emphasized agility and strong service/productivity as catalysts for margin improvement as fuel/mix headwinds moderate .
What Went Well and What Went Wrong
What Went Well
- Record first-quarter operating performance metrics: freight car velocity 215 (+6%), workforce productivity 1,091 (+9%), and improved fuel consumption rate (1.107) supporting service reliability and operating leverage .
- Strong volume (+7%) and core pricing (highest absolute quarterly level in 10 years), with pricing dollars net of inflation accretive to OR; management reiterated a disciplined pricing mindset tied to service quality .
- Coal demand strength and agile operations enabled double-digit sequential coal set additions; business development wins (e.g., Hyundai Steel, Dow Poly 7) bolster medium-term volume pipeline .
Management quote: “Our strongest carload growth of the Class 1s… record first quarter operating performance… we are positioned to deliver.” – CEO Jim Vena .
What Went Wrong
- Mix and lower fuel surcharge revenue created a 250 bps drag on freight revenue despite robust pricing; other revenue declined 19% YoY due to lapping one-time items and weaker subsidiary/accessorial revenue .
- Intermodal average revenue per car fell 7% YoY amid increased international intermodal mix and lower fuel surcharges; segment mix diluted overall margins despite pricing strength .
- Macro/tariff uncertainty and potential back-half intermodal headwinds elevate risk to volume trajectory; management refrained from issuing precise 2025 EPS targets beyond the affirmed CAGR framework .
Financial Results
Actual vs Consensus (Q1 2025):
Values retrieved from S&P Global.*
Segment Freight Revenue ($USD Millions) – YoY Comparison:
KPIs – Operational and Service Metrics:
Guidance Changes
Earnings Call Themes & Trends
Management Commentary
- “Operating ratio was 60.7%, flat… even with a 90 basis point headwind from fuel and leap year… record first quarter operating performance.” – CEO Jim Vena .
- “Core pricing was very strong and reached the highest quarterly level in the past 10 years… pricing dollars net of inflation were accretive to our operating ratio.” – CFO Jennifer Hamann .
- “We anticipate a slowdown in International Intermodal… decreased volume in the second half due to higher comparisons… remain optimistic about domestic intermodal growth via over-the-road conversions.” – EVP M&S Kenny Rocker .
- “We always keep our buffer of resources… adaptive planning makes us faster at decisions… ability to adjust locomotives, cars, crews within hours.” – EVP Operations Eric Gehringer .
Q&A Highlights
- Outlook/Guidance: Management reaffirmed the 3-year CAGR EPS framework amid macro/tariff uncertainty, citing strong April carloads and operational agility but avoiding precise FY EPS targets .
- Margins/Mix: Mix and fuel headwinds uniquely pressured Q1 margins; management expects mix to moderate and potentially turn positive in 2H if intermodal normalizes; fuel should be a “nonevent” for the year if prices hold .
- Pricing Sustainability: Strong service/investment enable disciplined pricing; only truck markets are unsupportive currently—if truck pricing improves, UP could see further pricing benefits .
- Intermodal/Tariffs: Customers need more certainty; UP is proactively engaging and can re-optimize the transportation plan quickly (latent capacity, train combos) to maintain service and productivity .
- Capital Returns: Repurchases of ~$1.7B in Q1; plan remains $4.0–$4.5B for FY 2025 but is a flexible lever if conditions change; liquidity supportive .
Estimates Context
- Q1 2025 came in slightly below Street: EPS $2.70 vs $2.731* consensus, revenue $6.027B vs $6.074B* consensus; EBITDA $2.994B* vs $3.049B* consensus .
- With mix and fuel identified as transitory drags and service metrics strong, estimate revisions should focus on moderating fuel “headwind” assumptions and a more cautious 2H intermodal trajectory; pricing accretion and operational productivity support margin stabilization .
Values retrieved from S&P Global.*
Key Takeaways for Investors
- Mix/fuel explained a modest miss; as fuel normalizes and mix improves, margins should expand off strong operational baselines (record velocity, dwell, workforce productivity) .
- Management is firmly price-disciplined; with service performance high and investments ongoing, pricing remains accretive even as intermodal headwinds emerge .
- Intermodal/tariff volatility is the main tactical risk; UP’s adaptive planning and resource buffer mitigate downside, while domestic conversions and business development provide offsetting growth channels .
- Coal strength (nat gas-driven) and new wins in Bulk/Industrial (Hyundai Steel, Dow Poly 7) diversify volume risk and support 2H trajectory even if international intermodal softens .
- Capital returns are tracking toward the $4.0–$4.5B plan; dividend maintained at $1.34, with balance sheet and A-ratings intact (Adj Debt/EBITDA 2.8x) .
- Watch for 2Q seasonality and mix moderation to drive sequential OR improvement; management expects typical Q1→Q2 margin uplift and is “committed to improvement” regardless of volume .
- Near-term trading: stock narrative tied to tariff headlines and intermodal flow shifts; medium-term thesis anchored in service-driven price accretion, productivity, and disciplined capital allocation .